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It has been estimated that seven out of ten people have not yet made a Will. If you have not made a Will, everything you leave will be divided according to the fixed rules of intestacy. This could mean that the people that you would like to benefit from your estate may not receive anything. It could also leave your beneficiaries with an unnecessarily large tax bill.
If you draw up your own Will there is a real risk that you may not sign the Will in accordance with the law, also you may unwittingly use language that will misinterpret your intentions. This can cause more problems than no Will at all. If a bank prepares your Will it often insists on also acting as an executor. Its fees for so doing are usually much higher than those of a solicitor.