Equity release

If you are aged over 55 you may be eligible to apply for an equity release product. There are two main types of equity release products that you access the equity tied up in your home.

The two common types of equity release schemes:

  1. A lifetime mortgage – this allows you to take out a loan and use the equity of your home as a guarantee. The loan, along with any interest accrued, is paid back when the property is sold
  2. Home reversion – a private reversion company will buy all or part of your home. You will be able to continue living in your home until you choose to move out or until the end of your life. The reversion company will take their share from the profits when the property is sold

Before deciding on which scheme to use it is essential that you seek independent financial advice.

How our equity release solicitors can help you:

Meet the team

Lauren Brooks


Liz Ollett

Chartered Legal Executive

"The Warners team have been great to work with. John and his team helped me with my home purchase last year and the level of support, advice and communication his team gave me made the whole purchase work more efficiently. It was important to me to have strong advice and John’s personal, hands on approach meant that he told me what I needed to do before I knew I needed to do it.  I will definitely use Warners again and I have already recommended them to my work colleagues.

Mr Coventry, Tonbridge

… we have used John for every single property move over the past decade. They say that moving house is one of the most stressful things you can do in life next to divorce, death of a family and moving/changing jobs. I have to say John has been my saving grace in my house moves. He is kind, compassionate and goes massively above and beyond with his emotional support, advice and words of wisdom … we will always use Warners for all our legal matters going forward. The culture of your solicitors is above and beyond and this is exactly why we come back as we feel so comfortable using Warners for all our holistic legal needs.

E Ambrose

"Great services, Matthew and his team were very responsive and the whole process went without any hitches."  

Mr & Mrs S